“AlexBank Delivers solid operating performance in Q2-2026, Recording Net Profit EGP 7.54 Bln driven by growth in core revenues.”
AlexBank announced its financial results for the financial period ended 30-june 2026, where the bank delivered a strong performance supporting by a notable growth in net interest income and fees and commissions, Despite the ongoing economic challenges
Key Highlights
• Total assets EGP 273.03 billion (+12.71% vs December 2025)
• Net loans and facilities to customers and banks: EGP 94.45 billion (+17.03 % vs December 2025)
• Total customer deposits: EGP 212.93 billion (+14.64% vs. December 2025)
• Capital adequacy ratio 30.18% (+2.64 % vs. December 2025)
• Net profit for the financial period EGP 7.54 billion
• Net profit for the financial period before tax: EGP 10.68 billion
• Net interest income, Fees & commissions: EGP 13.2 billion
Financial Performance:
Balance Sheet:
– Total Assets have grown to EGP 273.03 billion (+12.71% vs December 2025)
– Net loans and facilities to customers and banks increased by (+17.03% vs December 2025) and reached EGP 94.45 billion
– Total Deposits have reached EGP 212.93 billion (14.64% vs December 2025), resulting in a net loans to customers to deposit ratio of 41.68%
• ALEXBANK remains one of the most solid banks in terms of capital adequacy ratio that reaching to 30.18% well above the regulatory minimum required by Central Bank
• ALEXBANK achieved annualized return on average assets at 5.8%, and annualized return on average equity at 43.9 %. This set of results highlights ALEXBANK’s dedication to delivering solid results to its shareholders.
Income Statement:
– Total net interest, fees and commissions income increased significantly to EGP 13.2 billion (+7.1% vs June 2025), supported with net interest income at EGP 11.49 billion (+3.53% vs June 2025) and net income from fees and commissions at EGP 1.72 billion (+39.84% vs June 2025).
– Administrative expenses amounted to EGP (3.03) billion (+19.06% vs June 2025).
– Net profit before income tax of EGP 10.68 billion.
– ALEXBANK has contributed to support the Egyptian economy through the growth of its assets and liabilities, Forming total Taxes amounting to EGP (3.14) billion during the First Quarter of 2026.
– Net profit after income tax reached EGP 7.54 billion
• ALEXBANK is implementing a cost optimization strategy that leads to achieve an impressive cost-to-income ratio of 24.3%
